Person happily holding a trans pride flag, for article on gender-affirming care

Maryland to cover unprecedented number of gender-affirming procedures in “groundbreaking” win

Maryland’s Medicaid program now covers a broader range of gender-affirming care than almost any other state in the country. A law that took effect on January 1, 2024 C.E., requires the program to cover all medically necessary gender-affirming treatment in a nondiscriminatory manner — and the list of covered services goes well beyond hormones and surgery.

At a glance

  • Gender-affirming care: Maryland Medicaid now covers voice therapy and lessons, scar and hair removal, hormone therapy, puberty blockers, fertility preservation, and surgical procedures affecting the face, chest, abdomen, genitals, buttocks, and neck.
  • Medicaid coverage: Patients can only be denied a covered procedure if a healthcare professional determines it would be detrimental to their individual health — not on the basis of identity alone.
  • Trans healthcare access: The law followed an executive order signed by Governor Wes Moore at a Pride event in 2023 C.E., positioning Maryland as a sanctuary state for transgender residents seeking care.

Why this matters for access

For many transgender people, the cost of care has been the single biggest obstacle — not the desire for it, and not the availability of providers. Services like voice therapy, facial procedures, and fertility preservation are rarely covered by insurance, and almost never by Medicaid. That left low-income trans people with few options.

Renee Lau, a Maryland resident who began transitioning about five years before the law passed, described what the change meant to her: “I plan on having some surgeries and having consultations within the next two months. I would not believe the relief it is for me, because I never could have paid for these services out of pocket.”

That kind of financial relief is the direct goal of the legislation. The U.S. Department of Health and Human Services has long documented that transgender people face higher rates of poverty than the general population — making Medicaid coverage especially significant.

Community voices shaped the bill

The legislation didn’t emerge from a think tank or a party platform. It came directly from the experiences of trans Marylanders themselves.

Lee Blinder, Executive Director of Trans Maryland, said the bill “emerged from the trans community experiences shared with our organization at Pride festivals and support groups around Maryland about barriers of access to care.” That community-up process is part of what makes the law notable — it reflects what people said they actually needed.

Lieutenant Governor Aruna Miller, who co-signed the executive order alongside Governor Moore, was direct about the intent: “This administration is saying to all LGBTQIA+ Marylanders: You deserve to be your authentic selves, during Pride month and every month. You deserve to live safely, openly, and freely; and receive the gender-affirming care you need.”

The medical consensus behind the policy

The law reflects a well-established position across major health institutions. The American Medical Association, the American Psychological Association, the American Academy of Pediatrics, and numerous global health bodies have all affirmed that gender-affirming care is safe and essential to the well-being of transgender people.

That consensus has not stopped political opposition in other states. As of early 2024 C.E., dozens of states had moved in the opposite direction, restricting or banning various forms of gender-affirming care. Governor Moore acknowledged the national context directly: “This order is focused on ensuring Maryland is a safe place for gender-affirming care, especially as other states take misguided and hateful steps to make gender-affirming care cause for legal retribution.”

What still needs work

Coverage on paper doesn’t always translate to care in practice. Provider availability, appointment wait times, and awareness of new benefits remain real barriers for many Medicaid enrollees — and trans people in rural parts of Maryland may still struggle to find nearby providers willing and able to offer these services. Advocates note that implementation and provider education will be critical to making the law’s promise a reality.

Still, the scope of what Maryland has enacted is without close precedent in U.S. state Medicaid programs. And for residents like Renee Lau, the change is already concrete — a financial barrier removed, and a path to care that wasn’t there before.

Read more

For more on this story, see: LGBTQ Nation

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